The volume of text messaging is set to increase significantly among the financial securities brokers, going by the general trends in text messaging usage. Many brokers today carry two mobile phones because their company-provided devices don’t allow texting. But things can change in future as new technology is helping texting restrictions evolve with adoption of enterprise grade text message archiving systems from companies like TextGuard. In this video, TextGuard founder Todd Cohan talk with Dow Jones Newswires’ Jennifer Hoyt Cummings.

Title: Introduction To Mobile Compliance – Are Your Mobile Phones Compliant?
Date: Tuesday, November 2, 2010
Time: 1:00 PM – 2:00 PM US EDT

Reserve your webinar seat now at:
https://www2.gotomeeting.com/register/176856091

More details are here:
Are Your Mobile Phones Compliant? – Mobile Compliance Webinar By TextGuard

Today in 2010, due to the global recession since 2008, there is a much higher supply of commercial real estate than its demand, and hence the prices are attractive and can be negotiated hard by interested buyers.

We expect that commercial real estate prices may correct by 10-20% in 2011 depending on the country and city. In general one can’t go wrong with buying commercial real estate (office space, rather than shopping malls) in big cities if the time frame is 5-10 years.

The risk-reward is more in commercial property than in residential property. Commercial real estate returns can give attractive over 5-10 year period; much better than you would get from residential real estate of the same proportion.

Location is very important in commercial real estate. Our experience has been that “it is better in general” to have a small space at a busy city-center/downtown place, than to a big space at a suburb.

London and New York are two cities that will deliver good returns despite recession if you can invest for 5-10 years. Irrespective of where you are in the world, see if you can invest in commercial property in high growth cities like Mumbai, New Delhi, Hong Kong, Shanghai, etc. These cities can deliver 5x returns in 10 years.

Buying, selling and evaluating commercial real estate is a complex process. If you are an investor, or an aspiring investor, banker or real estate professional, acquire a better understanding of commercial real estate by learning key terminology and quantitative concepts.

Commercial real estate is made up of all property that is for sale or rent. It does not include residential buildings. The property will appreciate as long as people are selling things and offering services to the public – using a brick and mortar set-up.

Given the low interest rates of today for 10-20 year loans, one can purchase commercial property on attractive terms.

Commercial real estate is characterized by six principles:

1. location
2. financing
3. timing of market cycles
4. leasing
5. ownership structure and
6. external factors.

From the perspective of the developer, lender and investor, there are five basic types of commercial real estate: office, industrial, retail, multi-family, and hotel.

Leasing commercial real estate is a process – a lot of ideas and knowledge that combine into a successful lease agreement that meets the needs of all the parties involved. Lease documents will likely contain new provisions to modify the established rent on day one of the lease.

Just like passing the gas station, the price of construction changing from one day to the next will force landlords to increase rent between the execution of the lease and the move in day.

But supply eventually begins to outstrip demand, causing rents to fall and capital values to tumble. Finally, a period of relatively little construction – like that experienced by many Western countries for the past several years – leads to under-supply and a rise in prices.

You could take up commercial real estate for either reselling after appreciation or for renting out to, say, retailers.

Office building leases can also be simple month to month rentals. Office centers also have facilities such as FedEx, UPS and other delivery companies that you may need and therefore good to know where they are located as well.

Please Note: The increasing use of the Internet for work and e-business is a factor to keep in mind. It reduces the demand for commercial real estate and probably shifts the demand to higher quality residential real estate. So you have to select locations that will remain important in the coming years. Commercial real estate is a long-term investment so please do your homework and find a property that can make you money over the long haul.

About the Author:  Shankar AVSB runs MyOrbit Online, of which MyOrbit.tv is a part. He is a real estate investor and follows real estate industry developments across America, Europe and Asia.  He is also leads 7Avenues, a private equity with ventures in Retail, Farming, Financial Services and MarketStar Capital, an investment services company. He can be contacted from here.

Kiran Karnik, the interim chairman of the Indian government appointed board of Satyam, said that it is up to Tech Mahindra to decide the way forward for Satyam. And of course, it shouldn’t be any other way. Tech Mahindra now has a wide array of restructuring projects as it tries to merge/rationalize Satyam’s services into its overall IT services portfolio.

Here’s the offer page  and here are the Terms and Conditions for their Money Back Guarantee.

We feel the offer page should have mentioned/clarified a couple of essential terms before asking a prospect to spend time in filling the form.  For example:

#4 of Terms: …Your refund request must be accompanied by a CPA-approved record of revenue for the prior 18 months, showing that you have not doubled your gross sales revenue for any comparable month from the prior year.

[Which means, the doubling of sales will not be assessed over the year or quarter (which is the accepted business growth comparison timeframe),  but any month of the year. This is not evident at all from the way the advertising is presented, and could face difficulty

#6 of Terms:  Only the set up and consulting fees previously paid by you to Infusionsoft are eligible for refund under this program. Your monthly subscription charges to the Infusionsoft service are not refundable.

[What the above term says is that that the various services you need to buy to qualify for money back guarantee are not part of the money back the guarantee! Not sure if this clause has been reviewed by their lawyers because it can't stand in a court of law]

Therefore, always read the terms of a money back guarantee because its very rare in any services business, irrespective of how the offer is being shown. But if you do find a business partner who is willing to give a written money back guarantee on services, then that’s a thing, and worth going for. Hope you found this useful.

GSIBM: Graham School of Investing & Business Management

http://GSIBM.com

It could be considered as an online b-school that’s very practical in its approach, and aims to build business leaders. The program is based on successful business teachings by Ben Graham (and followed by Warren Buffet to produce financial results we all know).

The program has been carefully designed after extensive market research on the business knowledge needs of working professionals at various levels, and it will address a large unmet need.

The program will help working professionals in their career growth with the wide coverage planned: from Finance & Investing, to Sales & Marketing, and Legal Contracts, etc.

You are the among first to get this news, and it will be great if you can share it with others who may be interested, and also bookmark the website: http://GSIBM.com
Best Wishes,
Shankar AVSB for MyOrbit Team

You will like how Viacom asked for the house-keys of Google Youtube with it’s list of demands, which includes:

• Youtube User Data and Logging Histories
• Copies of all current and deleted videos (including private videos!)
• Source Code of Google Advertising Schema
• Source Code for Google Search Engine (and Viacom will do what with that

If you keep Internet economy and content privacy aside for a minute, Viacom sure is showing Goolge how to make a living with just a legal team.

So there’s a method to it, perfected over decades: Invest one-time in producing some decent content, and then make a living with lawsuits.

Now the judge has agreed to some demands, and said no to others.

To learn more, here’s a detailed blog post by Larry Dignan of Zdnet.

The original post and podcast are available here.

Often, there is so much rework at the last stages of proposal development just because some team members involved in the proposal were not aware of the full picture and customer business needs. If you are the manager, you have probably been giving your tips to the team every time you have a proposal.


In fact most companies, and that includes some very large companies, don’t have a clear business proposal checklist. It’s very much left for the sales manager to train his team — again and again. If you have been there, you will know exactly how it is like.

So make a note of this page and use it the next time you are submitting any business proposal. And more importantly — share it with all your team members who are involved in making your business proposal.

About this Video: This video has been produced by HKTDC Hong Kong Trade Development Council (www.tdctrade.com), which is the global marketing arm and service hub for Hong Kong-based manufacturers, traders and service exporters, with more than 40 offices worldwide. Thanks to Irene Wong, the Webcast Producer of HKTDC for sharing the video. She can be reached at: tdctrade [at] tdc.org.hk ; MyOrbit will continue to show business update videos of Hong Kong and Asia-Pacific region.